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My Profile


MY PROFILE – MY GOAL

I am Sanjay R. Patil. I represent India’s largest Insurance Company – LIC. I as an Insurance and Financial Consultant help people to secure their family by providing adequate life insurance, save money, save tax. I help people to achieve their long term committed financial goal such as Children education, children marriage, planning for retirement.

From Last many years I help people to do their financial planning, Investment planning, Insurance planning and income tax planning. I have strong belief that my education, experience and financial knowledge will help your family to do better financial planning.

“I’m dedicated to providing the best service for my client’s. Our strength lies in providing competitive and tailored products to meet our customer need. We have a competitive range of products and services available to serve you.

We are committed to serve you to the best of our capabilities. Our promise is to serve you the best of our abilities and help you to reach your financial goals.

Thank you.


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what happens when the policyholder dies within the grace period provided after the due date of paying the premium.

what happens when the policyholder dies within the grace period provided after the due date of paying the premium.  Every life insurance company provide a grace period of 30 days for paying the premium after the due date is over. Companies send reminders on SMS and emails to make sure the customer pays their premiums on or before the due date. But if they forget to pay the premiums on time, still they get 30 days of grace period. If premium are not yet paid after the grace period, then the policy is considered to be LAPSED and no death benefits will be given if the death happens after the grace period. Do you get sum assured if death happens during grace period ? And the answer is YES. As per the rules, if the death of the policy holder occurs on the due date of the premium payment or during the grace period, still the policy is valid and the beneficiaries will get the sum assured. But after deducting the the unpaid premium for the current year.

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For more information contact Sanjay Patil INSURANCE AND INVESTMENT CONSULTANT M-8866351264